A very simple way of wasting money - big cities have public transport (generally quite good) - use it and refuse to pay for your car, insurance, road tax and maintenance! Hold on! With public transport or rentals you dont have to!
Look hard at your own finances
Added by poorconcept
In thefinancially changing world that we live - its worth visiting the bank to see what they can do to help safeguard your future. I did it recently and recommend it. Even if it comes at a small price to your take home pay. I feel a lot more secure now.